Here’s a list of my favourite personal finance and FIRE (Financial Freedom Retire Early) bloggers in 2020. These are some of the most inspirational people who will help lead you to financial freedom.
GREAT READING FOR FINANCIAL FREEDOM
Financial freedom isn’t something you can make happen overnight. It takes planning and research.
One of the best ways to learn about how to manage your personal finances is to find great personal finance bloggers to follow this year.
There are a LOT of personal finance bloggers out there, covering an array of different money making and money saving topics. It can be overwhelming!
So I’ve put together a list of the best personal finance blog to start reading this year.
You will find all sorts of useful information and anecdotal evidence about the best ways to make money, save money and invest money to find your way to financial freedom.
Some of these blogs are totally based on data and facts, others are more personal, sharing the blogger’s own journey to manage their finances and find their way to financial freedom.
I like to read a mix because then I feel like I’m getting the best information AND the best motivation to work towards my goal of total financial freedom. There is a lot of useful insight combined with great how-tos, tips that will help you change the way you manage your money and ideas that will inspire you to take charge of your money and how you earn it.
And of course, I also write about finding your way to financial freedom, so don’t forget to check out my posts too!
THE BEST PERSONAL FINANCE BLOGGERS TO FOLLOW IN 2020
1. MR MONEY MOUSTACHE
Mr Money Moustache is, in my opinion, possibly one of the least appealing looking blogs on the Internet, it looks like a relic from the formative days of the world wide web. But oh, you would be SO wrong to pass it by. Blogger-in-chief Peter Adeney retired in 2005 before he was 30, as such he is pretty much the don of the FIRE movement – FINANCIAL INDEPENDENCE RETIRE EARLY.
Mr Money Moustache flicks consumerism the bird and gives great advice on how to avoid living outside your means. As such he is a total inspiration for Less & Live More. He earns through the blog, but still lives a very less and live more lifestyle. Read raising a family on under $27,000 per year and be inspired.
2. THE SAVVY COUPLE
The Savvy Couple, Kelan and Brittany, spent years struggling to pay off $40,000 of student loan debt, the savvy couple started to learn everything they could about personal finance. In short, they’ve done all the hard work for the rest of us.
They started The Savvy Couple blog as a side hustle in 2016 at it has grown to be one of the titans in the personal finance blogging sector. Kelan and Brittany have now paid off their student debt (in less than three years), grown a six-figure business and both been able to quit their jobs. Read their post on the strategies you can use to pay off student debt.
3. GATHERING DREAMS
Blogger Sara quit the film industry after more than a decade burning the work candle at both ends. She’s spent the last few years working her way to financial freedom, which includes having huge success monetizing her blog GatheringDreams.com.
Sara posts about how to take control of your money (instead of it controlling you), how to build up your savings, how to make more money whilst working less and how to be smart when investing. She also has one of the BEST guides I’ve ever read on how to start and monetise a successful blog.
4. MAKING SENSE OF CENTS
Michelle is a stalwart of the personal finance blogging world, she’s one of the BIG success stories. She started Making Sense of Cents in 2011 and currently makes over $1,000,000 per year sharing tips on how to pay off debt, the best ways to save money and the best ways to make money.
A big part of the appeal of Making Sense of Cents is that Michelle shares her own story of how she side hustled her way out of college debt in under a year.
5. OUR NEXT LIFE
Tanja is a blogger at Our Next Life and personal finance author of Work Optional: Retire Early The Non-Penny-Pinching Way [ADD AFFILIATE LINKS]. She retired at 38. The blog tells the story of how she and her husband Mark became financially independent and focuses on how financial freedom looks different for different people, which makes it feel all the more achievable. I love her post on deciding the spending you value so that when you do spend money you do so without guilt.
6. DAVE RAMSEY
Dave Ramsey is nothing less than a personal finance guru. He started his business, Ramsey Solutions, in 1992, to give counsel to people under financial stress.
He focuses on helping people to reach their financial goals, getting out of debt, living debt-free and is the king of budgeting. Read his post on getting started with budgeting.
7. MAD MONSTER MONEY
Lisa started Mad Monster Money in 2015, when she and her family were on a FIRE mission – FINANCIAL INDEPENDENCE RETIRE EARLY – that wasn’t going strictly to plan because. The blog was Lisa’s way of getting more intentional with her journey to financial freedom.
Mad Money Monster is a lovely light-hearted read, but inspiring and full of useful personal finance information all the same. I love Lisa’s post on how embracing contentment can make you happy, healthy and wealthy, which is totally on point for my Less & Live More philosophy.
8. I WILL TEACH YOU TO BE RICH
It’s a big claim and not necessarily one that aligns with Less & Live More… however, Ramit is a Stanford graduate with big ideas on how to make money and make your money work for you. You won’t find posts on saving $3 per day by ditching coffee on I Will Teach You To Be Rich.
Instead, Ramit provides a wealth of information and insight on investing and managing your money to get the very most from it, the best savings accounts, checking accounts, the best investments. Take his knowledge and do with it what you will on your journey to financial freedom.
Alexis is a 20-something who had cleared her student loan debt by the age of 25. She started Fitnancials to help other women achieve financial independence and build online businesses.
Her focus is very much on having the right mindset and working on personal development to achieve financial freedom and live the life you want to live.
There is also a big nod to frugality despite earning a six-figure income, which is very Less & Live More. Check out 7 clever ways to stick to your budget.
10. SWEET MONEY BEE
I’ve only just found this lovely personal finance blog Sweet Money Bee by Bonnie, which is isn’t surprising as she only launched the site in 2019. Bonnie is a financial whizz who has a degree in finance and then went on to work in finance.
Bonnie draws on her own personal experiences of saving, investing and managing her money to post super useful content. Read her post on the importance of investing your money to understand why and how to go about being a successful investor.
11. FINANCIAL BEST LIFE
Lauren from Financial Best Life is an uber-blogger who has been featured on Forbes, CNN Money, Business Insider and many more. She went from being a shopping addict to a personal finance genius and she shares her insight and advice in a super friendly way.
Check out how I paid off debt whilst living in New York to get inspired to get your finances in shape.
12. CHIEF MOM OFFICER
Liz is another member of the FIRE community (FINANCIAL INDEPENDENCE RETIRE EARLY). She’s a wife, mother and the main breadwinner in her family. She started Chief Mom Officer because she noticed there weren’t many working-mother voices being heard in the FIRE community.
She helps women manage their money, careers, family and achieve financial freedom and she runs a brilliant series on six-figure and millionaire breadwinning women.
13. LESS & LIVE MORE
Yes, Less & Live More has just launched, but I’d be remiss if I didn’t give you a nudge to check out my financial freedom posts. There are plenty more in the pipeline over the coming months and I am totally passionate about helping everyone who visits Less & Live More to achieve financial freedom and love the life they live.